:root{color-scheme:light;--bg: #f6f8fb;--bg-elev: #ffffff;--bg-sunken: #eef2f7;--text: #0f1c2e;--text-muted: #55637a;--text-faint: #7d8aa0;--border: #dde4ee;--border-strong: #c4cede;--brand: #0b4fd8;--brand-dark: #0a3ba4;--brand-soft: #e8efff;--logo-bg: #14171a;--logo-bar: #ffffff;--logo-accent: #00b37a;--gain: #067a4e;--gain-soft: #e3f7ee;--loss: #c2311f;--loss-soft: #fdecea;--warn: #9a6100;--warn-soft: #fff5e0;--warn-border: #f2d08a;--radius: 14px;--radius-sm: 9px;--shadow-sm: 0 1px 2px rgba(15, 28, 46, .06);--shadow: 0 4px 20px rgba(15, 28, 46, .08);--shadow-lg: 0 18px 48px rgba(15, 28, 46, .14);--maxw: 1120px;--font: ui-sans-serif, system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;--font-num: ui-monospace, "SF Mono", SFMono-Regular, Menlo, Consolas, monospace}:root[data-theme=dark]{color-scheme:dark;--bg: #0b1220;--bg-elev: #141d2e;--bg-sunken: #0f1829;--text: #eaf0f9;--text-muted: #9fb0c8;--text-faint: #7c8ba3;--border: #24314a;--border-strong: #35455f;--brand: #5b93ff;--brand-dark: #86b0ff;--brand-soft: #17264a;--logo-bg: #ffffff;--logo-bar: #14171a;--gain: #43d69b;--gain-soft: #10352a;--loss: #ff7a68;--loss-soft: #3a1c19;--warn: #ffc861;--warn-soft: #3a2e14;--warn-border: #5f4a1c;--shadow-sm: 0 1px 2px rgba(0, 0, 0, .4);--shadow: 0 4px 20px rgba(0, 0, 0, .45);--shadow-lg: 0 18px 48px rgba(0, 0, 0, .55)}*,*:before,*:after{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{margin:0;font-family:var(--font);background:var(--bg);color:var(--text);line-height:1.65;font-size:17px;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}h1,h2,h3,h4{line-height:1.22;margin:0 0 .5em;letter-spacing:-.02em;font-weight:700}h1{font-size:clamp(1.95rem,4.2vw,3rem)}h2{font-size:clamp(1.45rem,2.8vw,2rem);margin-top:2.2em}h3{font-size:clamp(1.15rem,2vw,1.35rem);margin-top:1.6em}p{margin:0 0 1.1em}a{color:var(--brand);text-underline-offset:3px;text-decoration-thickness:1.5px}a:hover{color:var(--brand-dark)}:focus-visible{outline:3px solid var(--brand);outline-offset:2px;border-radius:4px}img,svg{max-width:100%;height:auto}.wrap{max-width:var(--maxw);margin-inline:auto;padding-inline:clamp(16px,4vw,28px)}.narrow{max-width:760px}.skip{position:absolute;left:-9999px;top:0;background:var(--brand);color:#fff;padding:12px 20px;z-index:100;border-radius:0 0 var(--radius-sm) 0}.skip:focus{left:0}.site-header{position:sticky;top:0;z-index:50;background:color-mix(in srgb,var(--bg-elev) 88%,transparent);backdrop-filter:saturate(180%) blur(12px);border-bottom:1px solid var(--border)}.site-header .wrap{display:flex;align-items:center;gap:18px;min-height:64px;flex-wrap:wrap}.logo{display:inline-flex;align-items:center;gap:11px;color:var(--text);text-decoration:none;white-space:nowrap}.logo-mark{--logo-size: 34px;width:var(--logo-size);height:var(--logo-size);border-radius:calc(var(--logo-size) * .237);background:var(--logo-bg);display:flex;flex-direction:column;align-items:center;justify-content:center;gap:calc(var(--logo-size) * .145);flex:none}.logo-bar{height:calc(var(--logo-size) * .105);border-radius:999px;background:var(--logo-bar)}.logo-bar-in{width:calc(var(--logo-size) * .342)}.logo-bar-out{width:calc(var(--logo-size) * .526);background:var(--logo-accent)}.logo-text{display:inline-flex;align-items:baseline;gap:5px;font-size:1.06rem;letter-spacing:-.02em;text-transform:lowercase}.logo-text b{font-weight:800}.logo-text i{font-weight:400;font-style:normal;color:var(--text-muted)}.site-nav{margin-left:auto;display:flex;gap:4px;flex-wrap:wrap}.site-nav a{color:var(--text-muted);text-decoration:none;font-size:.9rem;font-weight:600;padding:7px 11px;border-radius:8px;white-space:nowrap}.site-nav a:hover{background:var(--bg-sunken);color:var(--text)}.site-nav a[aria-current]{background:var(--brand-soft);color:var(--brand)}.nav-group{position:relative;flex:none}.nav-toggle{display:inline-flex;align-items:center;gap:6px;list-style:none;cursor:pointer;user-select:none;color:var(--text-muted);font-size:.9rem;font-weight:600;padding:7px 11px;border-radius:8px;white-space:nowrap}.nav-toggle::-webkit-details-marker{display:none}.nav-toggle:hover{background:var(--bg-sunken);color:var(--text)}.nav-toggle.is-active{background:var(--brand-soft);color:var(--brand)}.nav-toggle:focus-visible{outline:3px solid var(--brand);outline-offset:1px}.nav-chevron{flex:none;transition:transform .15s ease}.nav-group[open] .nav-chevron{transform:rotate(180deg)}.nav-panel{position:absolute;top:calc(100% + 8px);left:0;z-index:60;display:grid;grid-template-columns:repeat(2,minmax(170px,auto));gap:6px 22px;padding:14px 16px;background:var(--bg-elev);border:1px solid var(--border);border-radius:var(--radius-sm);box-shadow:var(--shadow-lg)}.nav-col-title{margin:0 0 6px;padding:0 10px;font-size:.72rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--text-faint)}.nav-col ul{list-style:none;margin:0;padding:0;display:grid;gap:2px}.site-nav .nav-col a{display:block;padding:7px 10px;white-space:normal}.nav-panel:has(.nav-col-offers){grid-template-rows:auto 1fr}.nav-panel:has(.nav-col-offers)>.nav-col:first-child{grid-row:span 2}.nav-col-offers{margin-top:6px;padding-top:10px;border-top:1px solid var(--border)}.field-row{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(210px,1fr))}.field-row-main{align-items:end}.field-row[hidden],.field[hidden],.checks label[hidden]{display:none!important}.field{display:flex;flex-direction:column;gap:6px;min-width:0}.field label,.label-like{font-size:.83rem;font-weight:650;color:var(--text-muted);line-height:1.35}input[type=number],select{font:inherit;font-size:.98rem;padding:11px 13px;border-radius:10px;border:1px solid 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input{margin-top:3px;width:17px;height:17px;accent-color:var(--brand);flex:none}.calc-jsnote{margin:0;font-size:.82rem;color:var(--text-faint)}.calc{margin:26px 0}.calc-heading{margin-top:0}.calc-form{display:grid;gap:18px}.calc-results{margin-top:26px;display:grid;grid-template-columns:minmax(0,1fr);gap:20px}.result-head{display:grid;gap:22px;grid-template-columns:minmax(230px,1fr) minmax(0,1.25fr);align-items:center;padding:clamp(20px,3vw,30px);border-radius:var(--radius);background:var(--bg-elev);border:1px solid var(--border);box-shadow:var(--shadow)}.result-label{display:block;font-size:.85rem;color:var(--text-muted);font-weight:650}.result-value{display:block;font-size:clamp(2.1rem,5.5vw,3.1rem);font-weight:800;letter-spacing:-.035em;font-variant-numeric:tabular-nums;line-height:1.05;margin:4px 0 6px;color:var(--brand)}.result-sub{display:block;font-size:.87rem;color:var(--text-muted)}.result-sub 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3px}.cmp-note{display:block;font-size:.78rem;color:var(--text-faint)}.cmp-arrow{display:grid;place-items:center;font-size:1.5rem;color:var(--text-faint)}.cmp-foot{margin:18px 0 0;padding-top:15px;border-top:1px solid var(--border);font-size:1.02rem}.cmp-foot strong{color:var(--gain)}@media(max-width:640px){.cmp-cols{grid-template-columns:1fr}.cmp-arrow{transform:rotate(90deg)}}.panel-grid{display:grid;gap:20px;grid-template-columns:repeat(auto-fit,minmax(min(330px,100%),1fr))}.panel{background:var(--bg-elev);border:1px solid var(--border);border-radius:var(--radius);padding:clamp(16px,2.5vw,22px)}.panel h3{margin:0 0 14px;font-size:1.05rem}.panel .table-scroll{border:none;border-radius:0}.panel-note{margin:14px 0 0;font-size:.86rem;color:var(--text-muted)}.calc-more{border:1px solid var(--border);border-radius:var(--radius-sm);background:var(--bg-sunken)}.calc-more>summary{cursor:pointer;padding:14px 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0 0;font-size:.82rem;line-height:1.55;color:var(--text-faint)}.byline{display:flex;flex-wrap:wrap;gap:8px;align-items:baseline;margin:14px 0 0;font-size:.84rem;line-height:1.5;color:var(--text-faint)}.byline-author{font-weight:600;color:var(--text-muted)}a.byline-author{text-decoration:none}a.byline-author:hover,a.byline-author:focus-visible{color:var(--brand);text-decoration:underline}th,td{padding:10px 14px;text-align:right;border-bottom:1px solid var(--border)}th:first-child,td:first-child{text-align:left}thead th{background:var(--bg-sunken);font-size:.78rem;text-transform:uppercase;letter-spacing:.04em;color:var(--text-muted);font-weight:700;line-height:1.3}tbody tr:last-child td{border-bottom:none}tbody tr:hover td{background:var(--bg-sunken)}td.num,th.num{font-variant-numeric:tabular-nums}td.num{white-space:nowrap}tr.is-total 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